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Minimum Deposit by Exness Account Type
Exness offers one of the lowest minimum deposits among international brokers accessible to Indian traders. The Standard account requires just $1, making it accessible to virtually anyone. However, the minimum amount for practical trading is higher than the technical minimum.
| Account Type | Minimum Deposit | INR Equivalent | Spreads | Commission |
|---|---|---|---|---|
| Standard | $1 | ~Rs 84 | From 0.3 pip | None |
| Standard Cent | $1 | ~Rs 84 | From 0.3 pip | None |
| Pro | $200 | ~Rs 16,800 | From 0.1 pip | None |
| Raw Spread | $200 | ~Rs 16,800 | From 0.0 pip | Up to $3.50/lot/side |
| Zero | $200 | ~Rs 16,800 | From 0.0 pip | From $0.05/lot/side |
The Standard Cent account is particularly interesting for Indian traders with very limited capital. It operates in cents rather than dollars, meaning a $10 deposit shows as 1,000 cents in your account. This psychological effect and micro-sizing capability makes it ideal for learning with real money while risking minimal amounts.
How to Deposit via UPI (Step-by-Step)
Step 1: Log Into Exness Personal Area
Access your Exness account through the website or app. Click on "Deposit" in the main navigation. Select the trading account you want to fund.
Step 2: Choose UPI/Local Payment
Select the local payment option that includes UPI. Enter the deposit amount. Note that payment processor minimums may require a slightly higher amount than Exness's $1 minimum, typically Rs 150-200.
Step 3: Complete UPI Payment
You are redirected to the payment gateway. Select UPI and enter your UPI ID or scan the QR code with your preferred UPI app (Google Pay, PhonePe, Paytm, BHIM). Approve the payment request on your phone. The payment processes in seconds.
Step 4: Funds Appear Instantly
Exness processes UPI deposits almost instantly. In our testing, funds appeared in the trading account within 1-5 minutes. You receive an email confirmation and a notification in the Exness app.
Bank Transfer Deposits
For larger deposits, Indian bank transfers provide a reliable alternative. NEFT and IMPS transfers to Exness's local payment processor are supported. The process involves selecting bank transfer as the deposit method, copying the provided bank details, and initiating a transfer from your net banking portal.
Bank transfer deposits take 1-6 hours during banking hours. Weekend deposits process on the next business day. There is no maximum deposit limit via bank transfer, making it suitable for funding larger accounts.
You saw the numbers — Standard account starts at $1, Raw Spread at $200, Zero at $200. Deposit via UPI in under 30 seconds. No conversion fees on INR deposits. Start with what you're comfortable losing.
Deposit Your First AmountCurrency Conversion Costs
Exness accounts are denominated in USD, so INR deposits undergo conversion. Understanding the conversion cost helps you calculate your actual trading capital.
| Deposit Amount (INR) | Conversion Markup | Approximate Cost | You Receive (USD) |
|---|---|---|---|
| Rs 5,000 | 0.5-1.0% | Rs 25-50 | ~$58-59 |
| Rs 10,000 | 0.5-1.0% | Rs 50-100 | ~$117-118 |
| Rs 50,000 | 0.3-0.8% | Rs 150-400 | ~$590-594 |
| Rs 1,00,000 | 0.3-0.8% | Rs 300-800 | ~$1,180-1,188 |
Larger deposits generally receive better conversion rates. The markup varies by payment processor and market conditions. You can check the effective rate by comparing the USD amount received against the live mid-market INR/USD rate.
Optimal Starting Capital for Indian Traders
While Exness accepts Rs 84, here are realistic recommendations based on trading goals.
Learning phase (Rs 2,000-5,000): Use the Standard Cent account. This amount lets you practice with real money while limiting potential losses to an affordable amount. You can trade micro positions and learn risk management without significant financial stress.
Casual trading (Rs 10,000-25,000): Use the Standard account. This provides enough margin for proper position sizing with 1-2% risk per trade. You can trade major pairs and gold with micro lots effectively.
Serious trading (Rs 50,000-1,00,000): Consider the Pro account ($200 minimum). Better spreads save meaningful money over time. You have enough capital for multiple concurrent positions and can weather normal market drawdowns.
Professional level (Rs 1,00,000+): Raw Spread or Zero accounts make sense. The commission-based structure is cost-effective at higher volumes. Spreads from 0.0 pips give you the best execution quality.
Deposit Tips for Indian Traders
Always deposit via UPI first. UPI is the fastest, cheapest, and most convenient method. It also establishes your withdrawal route, making future withdrawals smoother since Exness returns funds to the deposit source.
Start small, add gradually. Rather than depositing your full planned amount at once, start with 20-30% and add more as you gain confidence and consistency. This protects against the common mistake of losing a large deposit during the learning phase.
Track exchange rates. The INR/USD rate fluctuates daily. A favorable rate can save you Rs 200-500 on a Rs 50,000 deposit. Set rate alerts on your banking app and deposit when the rate is favorable.
Use one consistent payment method. Stick with the same UPI ID for all deposits. This simplifies withdrawal processing and reduces verification requirements. Exness connects your payment methods to your profile for security purposes.
If you're not sure which account tier fits your capital, start with Standard at $1 and upgrade later. Exness lets you hold multiple account types simultaneously — test before you commit more.
Start with $1 on StandardFrequently Asked Questions
What is the minimum deposit on Exness in India?
The minimum deposit on Exness Standard and Standard Cent accounts is $1 (approximately Rs 84). Pro accounts require $200 (Rs 16,800), Raw Spread requires $200, and Zero accounts require $200. UPI deposits have a minimum of about Rs 150 due to payment processor limits.
Can I deposit to Exness using UPI from India?
Yes, Exness accepts UPI deposits from India. The process is instant during business hours. You can use Google Pay, PhonePe, Paytm, BHIM, or any bank UPI app. Deposits are free from Exness side.
Is Rs 500 enough to start trading on Exness?
Technically yes, as Exness minimum is Rs 84. However, Rs 500 limits your position sizing severely. We recommend at least Rs 5,000-10,000 for meaningful trading with proper risk management. The Standard Cent account works best for very small deposits.
Does Exness charge deposit fees for Indian traders?
Exness does not charge any deposit fees. The only cost is currency conversion from INR to USD, which typically has a 0.3-1.5% markup above the mid-market rate. Your UPI provider charges Rs 0-10 per transaction.